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Mortgages Made Easy

Welcome to Modern Mortgage Financial. We are dedicated to making sure your home purchase or refinance experience is top-notch.

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Modern Mortgage Financial

Modern Mortgage Financial

President/CEO
NMLS# 2060573

(800) 536-8595 Email Me

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Loan Options

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What's Your Home Worth Today?

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Real Customer Experiences

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Current

Michigan

Mortgage Rates

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APR

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Last Updated:

Rate

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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Modern Mortgage Financial to receive a personalized rate for your specific situation.

Current

Michigan

Refinance Rates

Rate

1W Change %

APR

1W Change %
Last Updated:

Rate

1W Change %

APR

1W Change %
Last Updated:

Rate

1W Change %

APR

1W Change %
Last Updated:

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Modern Mortgage Financial to receive a personalized rate for your specific situation.

  • When I worked with modern mortgage I was placed with Jordan and they called me for a new home loan. I was paying 5.5% and Jordan got me 2.5% and wrapped it all up in a week or two. I never seen a home loan close so quick. I was just called by Jordan to… Larry Springman - April 21, 2022
  • Max Almosawi and Jordan Qasawa met all our expectations. They worked above and beyond to meet all their goals! We closed within 2-1/2 weeks, as they stated. Max always answered my texts and emails, within minutes. I will always stay with them, for all our mortgage needs for us, family and friends. Thank you. Tonya Tonya M. Santana - December 28, 2021
  • My wife and I had an exceptional experience working with Modern Mortgage Financial. We were closed out in less than 2 1/2 weeks as promised and were dealt with the upmost respect. 5++++ star company in my book. All the way from Columbus, MS THANK YOU!! Thomas Puckett - November 29, 2021
  • Zaid helped us close in less than 2 weeks! He was very helpful the whole process and was always polite no matter the amount of questions we asked. Have referred all my friends here in California to this company. Thanks again Zaid and Modern! Francisco Ilog - October 29, 2021
  • Thank you Anthony Qasawa and Modern Mortgage for all your help. Sincerely, a very satisfied client - Ken Kenneth Chambers - October 8, 2021
  • the people at modern mortgage were very polite and attentive throughout the whole process. they did a remarkable job helping me close on my loan in a timely manner. thank you so much friends!! Harry Sands - September 24, 2021

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Michigan? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Modern Mortgage Financial

30840 Northwestern Hwy Suite 200
Farmington Hills, Michigan 48334
(800) 536-8595
NMLS# 2060573

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